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Due to the holidays, let me make this short and sweet.  The 10-year continued its downward trend once more.  Rates are moving lower; and the stock market has been getting beat up daily.  Like everything in life, this too shall change…eventually.

With that in mind, just enjoy your time with family and friends!

Image result for happy holidays gif

That’s it for this week.  As always, feel free to give me a call with any of your strategic financing needs.

Articles of Interest:

MarketWatch reported “New York to remain world’s largest urban economy, with San Jose the U.S.’s fastest growing: report.”

Bloomberg reported “Fed Raises Rates, Turns More Cautious on Outlook for 2019 Hikes.”

See the table below for approximate interest rates.



Type Rate Fixed Term
Apartments 4.235% – 4.820% 3 to 10 year (30 yr amortization)
Commercial 4.535% – 5.120% 3 to 10 year (25 yr amortization)
SBA Lending Call for Options Call for Options
SV Commercial Lending